The new digital underwriting value chain

How smart insurers leverage data, technology, and talent to stay ahead

Over the past year, the P&C insurance industry has seen an alarming surge in underwriting losses, with figures reaching a 12-year high. The cause? Growing severity and frequency of natural catastrophes and inflation-related challenges have led to higher cost of claims, particularly in the auto insurance sector. As a result, there’s increased scrutiny of underwriting practices and operations and renewed calls to optimize pricing to minimize risk, maintain profitability, and improve loss ratios. 

In this eBook, we explore how data and technology are reshaping the underwriting process for commercial insurers. We look at how ongoing investments in technology and data analytics will enable insurers to stay competitive and resilient in the face of changing market challenges and the ever-evolving landscape of underwriting. 

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